LendKey - is a private student loan lender

LendKey is a private student loan lender that offers refinancing and consolidation options for both federal and private student loans. The company partners with community banks and credit unions across the United States to offer competitive rates and flexible repayment terms. LendKey offers both fixed and variable interest rate options, with rates starting as low as 1.90% APR. Borrowers can choose from repayment terms ranging from 5 to 20 years, with no origination fees or prepayment penalties. To be eligible for LendKey's student loan refinancing, borrowers must have at least $5,000 in student loan debt, a minimum credit score of 660, and a minimum annual income of $24,000. Borrowers must also be a U.S. citizen or permanent resident and have graduated from a Title IV accredited institution.